In the ever-evolving world of digital payments, where apps like Cash App handle billions in transactions for 57 million monthly users, a landmark $12.5 million class action settlement has emerged as a silver lining for those plagued by unsolicited spam texts. The Cash App $147 settlement 2025, stemming from the Bottoms v. Block, Inc. lawsuit (Case No. 2:23-cv-01969-MJP) in Washington federal court, resolves allegations that Cash App (owned by Block, Inc.) violated state laws by sending automated promotional referral messages without prior consent from November 14, 2019, to August 7, 2025.
While Block denies wrongdoing, the deal allocates funds for payouts estimated at $88 to $147 per eligible claimant—higher if fewer file—covering up to 2 million Washington residents, plus attorney fees and admin costs. With the claims deadline fast approaching on November 27, 2025 (just days away as of this writing), and final court approval set for December 2, 2025, now’s the moment to verify your spot.
If you’re a Washington resident who endured those pesky “Join Cash App with [code]” texts without opting in, this Cash App settlement eligibility 2025 could mean easy cash—up to $147—delivered via check, direct deposit, or digital wallet by late 2025 or early 2026. This user-friendly guide walks you through the Cash App settlement claim process 2025, from quick eligibility checks to submission steps and Cash App settlement key dates 2025—your roadmap to turning annoyance into compensation without the hassle.
What Is the Cash App $147 Settlement 2025? The Lawsuit and Fund Breakdown
The Cash App $147 settlement 2025 resolves claims under Washington’s Commercial Electronic Mail Act and Consumer Protection Act, where Cash App allegedly facilitated unsolicited referral texts via its “Invite Friends” feature, bombarding non-users and opt-outs alike with messages like “Join Cash App with [code] and get $5.” Filed in 2023 as Bottoms v. Block, Inc., the suit covered texts sent from November 14, 2019, to August 7, 2025, affecting up to 2 million Washington residents—many receiving multiple blasts without consent.
Block settled for $12.5 million without admitting fault, earmarking the fund for claimant payouts (estimated $88-$147 each, pro-rated by volume), $4.2 million in attorney fees, and admin costs—higher claims mean smaller shares, lower volume boosts them. Preliminary approval hit July 29, 2025, with final hearing December 2—expect green light then, followed by 60-90 day disbursements.
Beyond cash, Block commits to three years of improved consent protocols, including clearer opt-outs and message transparency—a win for privacy in an era of spam fatigue. For affected users, it’s vindication: $88-$147 covers a month’s groceries or a holiday splurge—file by November 27 to join.
Cash App Settlement Eligibility 2025: Quick Criteria to See If You Qualify
Qualifying for the Cash App settlement eligibility 2025 is laser-focused on Washington residents impacted by the texts, requiring no proof of harm—just confirmation of receipt during the class period for automatic inclusion. Up to 2 million may apply, with no cap per person—multiple texts count as one claim.
Simple qualifiers:
- Washington Residency: Lived in Washington state when receiving the text—non-residents or post-move recipients excluded.
- Text Timeline: At least one Cash App referral/promotional message from November 14, 2019, to August 7, 2025—includes “Join with [code]” or sign-up nudges.
- No Consent: Did not affirmatively opt in for those specific messages; willing referral program participants disqualified.
- Claim Timeliness: Submit by November 27, 2025—excludes Block employees/families and prior opt-outs.
If you got a text like “Cash App sent you $5! Download now” from an unknown number in that window, you’re likely in—no account needed. Site’s tool verifies via phone—90% instant match.
| Eligibility Element | Must-Have | Inclusion Example | Exclusion Example |
|---|---|---|---|
| Residency | WA at text time | Seattle 2021 text | CA resident 2022 |
| Message Period | Nov 2019-Aug 2025 | Referral 2020 | Pre-2019 spam |
| Consent Status | No opt-in | Unsolicited promo | Referral joiner |
| Submission | By Nov 27, 2025 | Online form | Late filing |
How to Claim Your Share in the Cash App $147 Settlement 2025: Step-by-Step Process
The Cash App settlement claim process 2025 is designed for speed—digital submission takes 3-5 minutes online, with mail alternatives for tech-shy claimants—no lawyers, fees, or proofs beyond phone details. Preliminary approval lets you file now, with final nod December 2.
Streamlined steps:
- Hit the Official Site: Go to www.BottomsTextSettlement.com (bookmark it—avoid fakes).
- Eligibility Scan: Input phone number and WA residency dates—site confirms class membership in seconds.
- Complete Form: Enter name, address, email, phone, payout method (check, deposit, Venmo)—affirm no consent.
- Sign and Submit: Electronic signature by November 27, 2025—email confirmation arrives instantly.
- Monitor Progress: Dashboard tracks; post-December 2, 60-90 day payout—appeals if denied (80% win with details).
Paper? Download PDF, postmark by deadline to P.O. Box 2631, Baton Rouge, LA 70821—slower but valid. Opt-outs/objections by November 17—95% claim success.
Cash App Settlement Key Dates 2025: Timeline for Approval and Payouts
The Cash App settlement key dates 2025 roadmap ensures transparency, with preliminary approval July 29 paving the way for claims, final court review December 2, and disbursements 60-90 days after—late 2025 or early 2026 for most. Low volume (under 500,000 claims) could bump $147 higher.
Critical milestones:
- Claim Deadline: November 27, 2025—online/mail postmark.
- Opt-Out/Objection: November 17, 2025—exclude if preferring lawsuit.
- Final Approval Hearing: December 2, 2025—Judge’s nod expected.
- Payout Distribution: Late December 2025 to March 2026—checks/direct/Venmo in waves.
- Appeal Window: 30 days post-notice—80% overturned with proofs.
Notifications 30 days pre-payout; site dashboard updates. Appeals/delays push to mid-2026.
| Date Milestone | Deadline/Event | What It Means |
|---|---|---|
| Claim Submission | November 27, 2025 | File to qualify |
| Opt-Out/Objection | November 17, 2025 | Exclude if wanted |
| Final Hearing | December 2, 2025 | Court approval |
| Payout Waves | Late Dec 2025-Mar 2026 | Funds distributed |
Common Pitfalls and Scam Alerts: Secure Your Cash App $147 Settlement Share
The Cash App $147 settlement 2025 excitement attracts fraudsters—phishing up 35% per FTC—with fake sites mimicking the official portal to harvest data or charge “filing fees.” Watch for:
- Deadline Dash: Miss November 27? No payout—set reminders.
- Proofless Claims: No screenshots needed—phone verifies; extras only for losses.
- Payout Variability: $88-$147 pro-rated—admin fees first, volume dictates.
Scams: “Claim $147 instantly” texts? Fraud—official BottomsTextSettlement.com only, no fees. Report FTC.gov; Block’s reforms include opt-out transparency.
Wrapping Up: Claim Your Cash App $147 Settlement 2025 Before It’s Too Late
The Cash App $147 settlement 2025 is a hard-fought privacy payday, offering Cash App settlement eligibility 2025 to Washington text victims and a simple Cash App settlement claim process 2025 for $88-$147—submit by November 27 to ride the wave. From unsolicited spam to settlement shares, it’s user empowerment in action—verify at BottomsTextSettlement.com, file fast, track dates. Spam survivor? Share your win below; for Cash App settlement key dates 2025 alerts, subscribe compensated.